About Us
At the heart of every financial plan should be someone who truly understands where you're coming from. I’m Jadan Whitney, an independent insurance broker. Before stepping into the world of insurance and retirement planning, I worked in the same tough, physically demanding industries that many of my clients do—like construction and skilled trades. I’ve lived the challenges of living paycheck to paycheck and planning for a future while dealing with day-to-day demands.
Our Services
Life Insurance with Living Benefits
Life insurance isn't just for after you're gone—it can support you while you're living. With Living Benefits, you can access your policy’s value in the event of a serious illness or injury, helping you cover unexpected medical costs, replace income, or keep your household running during tough times.
Indexed Universal Life (IUL) Policies
An IUL policy offers more than just life insurance—it’s a flexible financial tool. While protecting your loved ones, it also allows you to build tax-advantaged cash value over time, with growth potential linked to market indexes and downside protection to keep your savings safe.
Fixed Indexed Annuities (FIA)
Planning for retirement means thinking beyond just savings. Fixed Indexed Annuities provide a steady, reliable income stream in retirement with the added bonus of market-linked growth—without the risk of losing your principal due to market downturns.
Retirement Planning
Whether you’re just getting started or already thinking about life after work, retirement planning with Jadan means getting a strategy that fits your lifestyle and budget. Together, we’ll map out a path that helps you retire with confidence, clarity, and long-term security.
Meet Jadan..
Jadan Whitney brings real-world grit and firsthand industry knowledge to the financial world. With a background rooted in hard, blue-collar work, he understands the physical and financial challenges faced by construction workers and tradespeople. Jadan is driven by a mission to protect working families through education and practical financial strategies—offering solutions that fit real lives, real risks, and real budgets. His down-to-earth, relatable approach sets him apart as a financial professional who genuinely puts people first.
Let’s Talk About Your Financial Future
"Get expert, down-to-earth guidance tailored to your goals—no pressure, just a real conversation."
Blog Posts
Retirement Planning for Blue-Collar Workers: Build a Future That Works as Hard as You Do
Retirement Planning for Blue-Collar Workers: How to Make Sure You Don’t Outlive Your Money
Here’s something most financial advisors won’t tell you:
Retirement doesn’t look the same for everyone.
If you’ve spent your life doing physical work—construction, electrical, mechanical—chances are, you don’t want to be on a ladder when you’re 70.
But here’s the problem:
Most traditional retirement plans don’t fit the reality of blue-collar life.
What You Need Is Safety and Simplicity
You need a plan that:
Protects your money no matter what the market does
Grows tax-deferred so you’re not giving it all back to the government
Pays you for life, so you don’t outlive your money
That’s what tools like Fixed Index Annuities (FIAs) and Indexed Universal Life (IUL) insurance were built for.
Here’s What That Might Look Like for You
Let’s say you’ve been saving a little here and there. Maybe you’ve got an old 401(k) or some cash sitting in an account.
Instead of leaving it at the mercy of the stock market, I can help you roll that into a protected growth plan—one that guarantees income for life, without the usual risk.
Even if you’ve never saved a lot, we can build a plan from the ground up.
Bottom Line
You’ve spent your life working hard. You deserve a retirement that doesn’t feel like more work—or more worry.
Let’s put together a simple, safe plan that gives you peace of mind.
Frequently Asked Questions
What are Living Benefits and how do they work?
Living Benefits are features included in certain life insurance policies that allow you to access part of your death benefit while you're still alive typically in the case of a serious illness, injury, or disability. This can help cover medical bills, replace lost income, or provide financial support during recovery.
How is an Indexed Universal Life (IUL) policy different from traditional life insurance?
An IUL policy offers both life insurance protection and the opportunity to build cash value over time. Unlike traditional policies, the cash value in an IUL can grow based on a stock market index (like the S&P 500), while protecting you from market losses. It also offers flexibility in premiums and death benefits.
Is a Fixed Indexed Annuity (FIA) a safe investment for retirement?
Yes, FIAs are designed to provide steady retirement income with protection against market downturns. Your principal is safe from losses due to market volatility, and you can still benefit from potential market gains through a fixed index strategy—making it a conservative and secure option for long-term planning.