About Us
At the heart of every financial plan should be someone who truly understands where you're coming from. I’m Jadan Whitney, an independent insurance broker. Before stepping into the world of insurance and retirement planning, I worked in the same tough, physically demanding industries that many of my clients do—like construction and skilled trades. I’ve lived the challenges of living paycheck to paycheck and planning for a future while dealing with day-to-day demands.
Our Services
Life Insurance with Living Benefits
Life insurance isn't just for after you're gone—it can support you while you're living. With Living Benefits, you can access your policy’s value in the event of a serious illness or injury, helping you cover unexpected medical costs, replace income, or keep your household running during tough times.
Indexed Universal Life (IUL) Policies
An IUL policy offers more than just life insurance—it’s a flexible financial tool. While protecting your loved ones, it also allows you to build tax-advantaged cash value over time, with growth potential linked to market indexes and downside protection to keep your savings safe.
Fixed Indexed Annuities (FIA)
Planning for retirement means thinking beyond just savings. Fixed Indexed Annuities provide a steady, reliable income stream in retirement with the added bonus of market-linked growth—without the risk of losing your principal due to market downturns.
Retirement Planning
Whether you’re just getting started or already thinking about life after work, retirement planning with Jadan means getting a strategy that fits your lifestyle and budget. Together, we’ll map out a path that helps you retire with confidence, clarity, and long-term security.
Meet Jadan..
Jadan Whitney brings real-world grit and firsthand industry knowledge to the financial world. With a background rooted in hard, blue-collar work, he understands the physical and financial challenges faced by construction workers and tradespeople. Jadan is driven by a mission to protect working families through education and practical financial strategies—offering solutions that fit real lives, real risks, and real budgets. His down-to-earth, relatable approach sets him apart as a financial professional who genuinely puts people first.
Let’s Talk About Your Financial Future
"Get expert, down-to-earth guidance tailored to your goals—no pressure, just a real conversation."
Blog Posts
Why Most Working Families Are One Emergency Away from Financial Disaster
Why Most Working Families Are One Emergency Away from Financial Disaster
And What You Can Do About It—Today
Let’s be honest: most blue-collar families aren’t thinking about “financial planning.”
You’re working long hours, managing bills, raising kids, and trying to make it to payday without a surprise expense knocking you off track.
But here’s the truth no one likes to talk about:
One accident, one illness, one missed paycheck—and your entire life can be turned upside down.
The Reality of Living Paycheck to Paycheck
If you're in a physically demanding job like construction, factory work, or skilled trades, the risks are real.
You already know that your body is your paycheck—if it stops working, so does your income.
Medical emergencies. Job site injuries. A serious diagnosis.
These things don’t just threaten your health—they threaten your family’s stability.
And unfortunately, most families have no plan in place for that “what if” moment.
Enter: Life Insurance with Living Benefits
This isn’t your grandfather’s life insurance.
Living Benefits mean that if you suffer a serious illness or injury, you can access money from your life insurance policy while you’re still alive.
That money can help you:
Cover medical bills
Replace lost income
Avoid dipping into savings
Keep your family financially stable during a crisis
You don’t have to die for it to help your family—and that’s the kind of protection most people don’t know they need.
You Deserve Better Than Hope
Hope is not a strategy. You don’t have to cross your fingers and pray nothing goes wrong.
You can:
Put a real plan in place for emergencies
Protect your income while you’re still healthy
Leave a legacy, not a burden
And no—it doesn’t require a huge paycheck or a fancy portfolio.
It just takes a real conversation and someone who understands what it’s like to work hard for a living.
Let’s Talk—No Pressure, No Jargon
I come from the same world you do. I work with real people—construction workers, mechanics, drivers, and families just trying to make smart moves in a risky world.
Let’s put a simple, affordable plan in place that gives you peace of mind.
Frequently Asked Questions
What are Living Benefits and how do they work?
Living Benefits are features included in certain life insurance policies that allow you to access part of your death benefit while you're still alive typically in the case of a serious illness, injury, or disability. This can help cover medical bills, replace lost income, or provide financial support during recovery.
How is an Indexed Universal Life (IUL) policy different from traditional life insurance?
An IUL policy offers both life insurance protection and the opportunity to build cash value over time. Unlike traditional policies, the cash value in an IUL can grow based on a stock market index (like the S&P 500), while protecting you from market losses. It also offers flexibility in premiums and death benefits.
Is a Fixed Indexed Annuity (FIA) a safe investment for retirement?
Yes, FIAs are designed to provide steady retirement income with protection against market downturns. Your principal is safe from losses due to market volatility, and you can still benefit from potential market gains through a fixed index strategy—making it a conservative and secure option for long-term planning.